Listing provided courtesy of Kittle Real Estateas Distributed by MLSGrid- MLS# IR1061691MLS Provider

448 W 4th StreetLoveland, CO 80537

Single Family · 3 Beds · 1 Full Bath · 1 Three Quarter Bath · 2,504 Sq. ft. | 0.15 Acres
$650,000 Active

448 W 4th Street Overview

Time on Site:
18 days
Visits:
0

This well-maintained, move-in ready home blends classic character with thoughtful upgrades, all in a prime location just steps from downtown! Featuring numerous improvements throughout, including durable James Hardie fiber cement siding, this two-story gem ensures long-term value and peace of mind. Inside, the main level features well-defined living areas that connect seamlessly, creating a comfortable and functional everyday layout. The kitchen includes modern appliances, ample prep space, and generous storage that make cooking and hosting simple. Two bedrooms on the main floor provide convenient options for guests, a home office, or hobbies. The entire upstairs has been freshly updated with new paint, flooring, and trim, along with a fully renovated bathroom showcasing new tile, shower door, and modern fixtures. A newer stacked washer and dryer and an in-wall evaporative cooler also enhance daily comfort. This level offers a spacious bedroom area with a large walk-in closet and a loft, making it ideal as a private primary suite. Outside, the fenced backyard includes a concrete patio, alley access, and large gates, making it easy to bring in vehicles, store equipment, or create additional outdoor functionality. The 20'x40' drive-through garage provides both alley and driveway access, plus a finished bonus room above complete with electricity and a mini-split, perfect for a creative studio, workshop, or hangout retreat. Enjoy quick access to parks, local shops, dining, and all the historic charm of downtown Loveland just minutes from your front door. No HOA!

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448 W 4th Street Facts & Features

  • Type Single Family
  • Sq. ft. 2,504
  • Price/Sq.ft. $260
  • Lot 0.15 Acres

Details

General

Association/HOA

  • Association: false

School Information

  • School District: Thompson R2-J
  • Elementary School: Garfield
  • Middle Or Junior School: Other
  • High School: Thompson Valley

Listing Information

  • Concessions: No

Building Information

  • Year Built: 1906

Location/Region

  • Country: US
  • County Or Parish: Larimer
  • Subdivision Name: Ten Brook

Tax Information

  • Tax Annual Amount: 3085
  • Tax Year: 2025

General Information

  • Exclusions: Personal Property
  • Listing Terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Individual
  • Parcel Number: R0405850
  • Possible Use: Residential
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Zoning: R3e

Interior

Parking Information

  • Garage Spaces: 2

Beds/Baths

  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Three Quarter: 1
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Above Grade Finished Area: 2504
  • Below Grade Finished Area: 0
  • Building Area Source: Assessor
  • Building Area Total: 2504

General Information

  • Appliances: Dishwasher,Disposal,Dryer,Microwave,Oven,Refrigerator,Washer
  • Cooling: Air Conditioning-Room,Evaporative Cooling
  • Flooring: Laminate
  • Heating: Baseboard,Radiant,Wall Furnace
  • Interior Features: Walk-In Closet(s)
  • Laundry Features: In Unit
  • Levels: Two
  • Living Area: 2504
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • Other Equipment: Satellite Dish

Exterior

Parking Information

  • Parking Features: Heated Garage
  • Parking Total: 2

Lot Information

  • Lot Features: Level
  • Lot Size Acres: 0.15
  • Lot Size Square Feet: 6603
  • Road Surface Type: Alley Paved,Gravel,Paved
  • Water Source: Public

Waterfront/View

  • View: City

Building Exterior/Construction

  • Architectural Style: Contemporary,Victorian
  • Construction Materials: Concrete,Stone,Frame
  • Patio And Porch Features: Patio
  • Roof: Composition
  • Structure Type: House

General Information

  • Fencing: Fenced
  • Road Frontage Type: Public
  • Sewer: Public Sewer
  • Utilities: Electricity Available,Natural Gas Available

Room Information

Room: Bathroom Three Quarter

  • Level: Main

Room: Bedroom

  • Level: Main
  • Length: 12
  • Width: 8
  • Description: Carpet

Room: Bedroom

  • Level: Main
  • Length: 13
  • Width: 8
  • Description: Carpet

Room: Dining Room

  • Level: Main
  • Length: 10
  • Width: 11
  • Description: Luxury Vinyl

Room: Family Room

  • Level: Main
  • Length: 17
  • Width: 12
  • Description: Luxury Vinyl

Room: Kitchen

  • Level: Main
  • Length: 10
  • Width: 17
  • Description: Luxury Vinyl

Room: Living Room

  • Level: Main
  • Length: 12
  • Width: 13
  • Description: Luxury Vinyl

Room: Bathroom Full

  • Level: Upper
  • Features: Primary Suite

Room: Bedroom

  • Level: Upper
  • Length: 14
  • Width: 13
  • Description: Laminate
  • Features: Primary Suite

Room: Laundry

  • Level: Upper
  • Description: Laminate

448 W 4th Street Neighborhood

Community

80537 (Loveland) Demographics

39
Median Age
420
Population Density (per sq. mile)
47%
College Educated
$75,847
Estimated Median Income
12,096
Estimated Total Home Owners
6,824
Estimated Total Renters
64% / 36%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

448 W 4th Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

448 W 4th Street Market Data

Based on the last 30 days in this zip code

$754,095
Average List Price
$283
Average Price per Square Foot
63
Properties Sold
75
Average Days on Market
261
Properties for Sale
Calculations provided by Reliance Network

448 W 4th Street History

Date Event Value Agent
6/26/2026Source: REColorado MLS Price Reduction
$650,000 -1.5%
6/12/2026Source: REColorado MLS Added to Database
June 12, 2026